It’s understandable. Consumers want to lower their car insurance rates as much as possible. For many, the most effective short-term solution for doing so is to lie to, or withhold information from, their insurers. But there are financial consequences involved. Insurance companies have numerous ways to uncover the truth, and are becoming increasingly savvy at

I think a lot of us are afraid. We’re afraid because the economy is in the tank, people are losing jobs, there are multiple wars that we’re engaged in, there are shootings where we live, and we don’t know how the problem is going to be solved. We are afraid because we cannot see a