I’m not much of a bugeter. I have a budget, I look at it once in awhile, but I don’t restrict myself to a cash budget or set strict limits on my purchases. For the most part, I just spend less than I make. However, I have automated my finances so that I am regularly

This post is the second of a series on “spend less than you make”. See also the articles on spending, you, and make. “Spend less than you make.” Such a simple yet complex phrase. But what does it really mean? This series of posts will take an in-depth look at just what it means to