You’re looking into a new mortgage, but don’t know where to start? Going through either a mortgage broker or bank will still get you a mortgage, but the value and terms of the mortgage will vary depending on which route you take. A mortgage agent at a mortgage brokerage is a licensed individual that works

Two words you’ll find yourself asking time and time again when arranging a new mortgage or thinking about refinancing are, “How much?” How Much Money Will I Need? Financing the mortgage on a new property is just part of the cost.  Remember to budget into your loan request:  Closing costs, moving costs and renovation costs.

The Senate committee has begun to call on Flaherty to find a “watchdog” to oversee the credit and debate industries because the federal government has so far failed to restraint the climbing interest rates and fees.This recommendation is directed towards Flaherty’ recent announment proposal to regulate credit cards; the Senate is arguing many of his

I have pretty much written about every Visa, MasterCard or Amex that is important or has a special deal on them for the six major banks in Canada. However, I will have written about the smaller yet just as important banks which offer great credit cards for those.At the Hongkong and Shanghai Banking Corporation (HSBC)

Last week I asked how much I should spend on housing. I showed that while I am currently spending about 60% of my income, it is recommend I spend around a third, and my ideal is to be paying around a quarter. What about debt repayment? How much of my net income should I spend

As the economy is on the slump, the Bank of Canada has made another rate cut. Cutting its rates to 0.5%, this was foreseen and in accordance to the expectations of economist. The economy is foreseen to drop tremendously throughout 2009 however economic growth is seen to be come back in the early 2010. This

By the end of this post you’ll have the chance to earn yourself $13. If you read my last personal finance post, I promised you that you could save $100 by the end of the month. All you have to do is read my blog and follow some simple and easy ways to save money.