BMO Bank of Montreal introduced an innovative program called BMO SmartSteps in 2009, which is a program that was specifically designed to help Canadians save more money during the period of increasing financial stress. The SmartSteps were providing customers with 5 essential banking tips that they can do on the spot as part of their
Posts Tagged ‘how much money’
The Finance Hour Radio Show – Everything You Wanted to Know about Mortgages
This will be a series of articles that will further discuss and recap what took place on The Finance Hour. The Finance Hour is a radio talk show that airs every Saturday Morning at 9:00 am on CP24Â Radio 1050. With two hosts, Michael Garrity of Community Lend and James Plewak. The Finance Hour has started
Financial Tip: Budgeting and Saving
As we enter 2010, we have to keep ourselves on track on the path we have taken in 2009. For many of us, the recession taught us a few lessons, some of which include cutting back on our expenses and to save a bit more for future emergencies. With concerns to cutting back on our
5 Reasons Why We Spend More Than We Make
Getting rich is easy. All you have to do is spend less than you make. Yet for some reason, all of us, at some point or another, have spent more money than we’ve made. Here are 5 reasons why we spend more than we make. 1. Ignorance Sometimes I watch the television show ‘Till Debt
6 Ways to Get Financially Motivated
Last Monday I asked whether or not you were ready to tackle your personal finances. Here’s the truth. Keeping track of your personal finances – setting goals, making a budget, sticking to it – is hard work. Its not even a lot of fun or enjoyable most of the time. You’re not going to want
Defining "The Gap"
In terms of Personal Finance, “The Gap” has nothing to do with the global retailer. It just seems that a number of us are going to think about it anytime I reference “The Gap”, so we might as well get it out of the way. When I wrote about Calculating Your TRUE Financial Health, I
How To Track Your Spending With a Spending Record
How intimate are you with your spending? One of the first things that I did when I started getting interested in my personal finances was to develop a spending record. It took on a number of variations at first, starting as a few scribbled notes on a piece of paper, or a list in a










