Getting out of debt is one of the most difficult tasks a person can face in their life, however the true challenge begins when you are out of debt. Staying out of debt is a difficult task to accomplish because it is a never-ending process, unless you come across a source of money where you

There’s an often cited example of personal finance that revolves around the issue of a $4 latte. The typical theory is that if one was to stop buying a daily latte, and instead invest the money, they would be rich. The math and the logic behind that argument is generally hard to refute, but as