According to the September RBC Canadian Consumer Outlook Index, Canadian confidence has dropped significantly, reflecting the concerns over the pace of the global economic recovery. Since December 2009, the Index has hovered around the same mark, however in the recent outlook, it has dropped 14 points from 108, making it 94 points. The decline was

In the world today it has become widely accepted that having a post secondary education is a necessary prerequisite in the job market. As more and more student’s head to university and college, a fact that remains is that many will be stuck with debt upon graduation. According to an RBC/ Ipsos Reid poll, 60%

A key part to debt management is bankruptcy. I have decided to write this article a bit differently and as you can see from the title it will be strictly a Question and Answer basis.I will not waste any time and just get right into it. What is Bankruptcy? Most people have a general idea

On BankNerd.ca there is a series that is dedicated to debt management; there have been several articles that you can find helpful in managing your debt. Today I have a great e-mail from a reader who recently cleared their debt and can’t help but share it with everyone at BankNerd.ca today. “Dear Sensei, I have

I must apologize for not writing anything sooner to help with debt management, which will change today. I prepared a few short ways I find useful to stay out of debt without having to give up too much. 1. Credit Card Usage The easiest way to get into to debt is not to manage how