I was reading a BMO press release, and it explained that over 25% of Canadians are living from paycheque to paycheque, and that one in every three Canadians are living at or beyond their needs. What we all need to remember is that it is important that we maintain a healthy credit rating, and to

I recently wrote an article concerning an RBC poll that revealed what the majority of Canadians were redeeming using their reward points. It got me thinking that it is important that I address what people can do to maximize their reward earning capabilities. What can I do to maximize my reward points? To help you

When reducing your debt, it is important that you look for ways to decrease the burden, especially when you are dealing with credit card debt. One great way to decrease the burden of credit card debt, while at the same time not having to pay huge interest fees, is to take advantage of a 0%

Any thought of being hit with a negative event that could affect your finances is not something we like to think about, but it can happen. The prospects of something expensive, and beyond your control, can become less threatening if you are properly prepared for the unexpected. Virtually, we have to prepare for the unexpected,

When we are younger, one aspect many people share is the fact that patience is not a virtue people hold close. Whatever was seen was wanted, and no time was given to actually consider the purchase or actions. It is easy to understand how you can find yourself drowning in debt. What you will find

Recently, I gave information as to how a person might come to select the right credit card. When used properly, credit cards can provide substantial benefits. With that information out there, it is time you be warned of what can happen when credit cards are not used effectively. There are plenty of errors that can

An age old financial question countless people have asked themselves is what any excess cash should be used on. One option is to contribute to your RRSP, while the other option involves paying down your debt. Canadians are learning that saving more, and investing more are more beneficial than one may think. It goes without