Last night, a close friend spent some time talking with my fiancée and I about life and money. We talked about our own financial situations, what we thought of the current recession, and what we were thinking about the future. We discussed our parent’s situation, and how different it was for them while we were

This is part two in a three part series. Here is part one and part three. So maybe refraining from a three dollar purchase can’t make you a millionaire. For a lot of us, we would rather choose a latte now than a million dollars later, anyways. So what’s the point? Why even bother saving?