One of the largest investments you will make in your life is purchasing a home. When purchasing a home you are taking on a commitment to pay off the value of the house you may owe to the bank. The question we have to ask ourselves is how can we actually save throughout the process?

A few days ago, I wrote about the recent changes Toronto Dominion (TD) Canada Trust made to its residential mortgage rates. As I mentioned then, they made very little changes, and it was likely that they would announce more changes to their residential mortgage rates. As such, on November 19th, 2009, TD Canada Trust changes