Do you want to feel free financially? Do you want to reduce stress on your life, feel more comfortable at the end of the month, or even start to sleep better? All you have to do is start an emergency fund. What is an Emergency Fund? An Emergency Fund is a savings account set aside

Last week I wrote about the slow start that I was having trying to make money online. I had only earned a few cents, I was frustrated because I wasn’t finding enough time to write, and I was becoming worried that my time investments may never pay off. At this point, I am proud to

This past week on blog.alan.schram I managed to post once a day, every weekday at (around) 6AM. I managed to do this by writing the posts out a day or two in advance, and scheduling them to go up. So continue to check back on a daily basis, new content is going up all the

If personal finance was easy, everyone would be a millionaire. Financial freedom, as I’m learning, is a relatively easy process. All you have to do is spend less than you earn, save as much as you can, and then make that saved money work for you. All the rest, how to get out of debt,

I think a lot of us are afraid. We’re afraid because the economy is in the tank, people are losing jobs, there are multiple wars that we’re engaged in, there are shootings where we live, and we don’t know how the problem is going to be solved. We are afraid because we cannot see a

So, apparently the economy is in a “recession”. Now, I know enough about what is going on in the United States there to understand that it does not really affect me. In fact, it someways, is quite good for my personal situation. However, a lot of people seem to not understand what is going on,

One of my dreams is to be able to earn an income writing. A few weeks ago I took the first baby step by signing up to produce content for Associated Content. It was a slow start, but that was exactly what I expected. So far, I’ve earned a whopping twelve cents from AC. That