This is the first post in a series called Combining Finances. In just over four months, I am getting married. One of the many challenges that will arise at that point will be the process of combining my bank account with my fiance’s. It’s one of many huge steps that we will be taking as

There’s an often cited example of personal finance that revolves around the issue of a $4 latte. The typical theory is that if one was to stop buying a daily latte, and instead invest the money, they would be rich. The math and the logic behind that argument is generally hard to refute, but as

Last week I wrote about the slow start that I was having trying to make money online. I had only earned a few cents, I was frustrated because I wasn’t finding enough time to write, and I was becoming worried that my time investments may never pay off. At this point, I am proud to

If personal finance was easy, everyone would be a millionaire. Financial freedom, as I’m learning, is a relatively easy process. All you have to do is spend less than you earn, save as much as you can, and then make that saved money work for you. All the rest, how to get out of debt,

I think a lot of us are afraid. We’re afraid because the economy is in the tank, people are losing jobs, there are multiple wars that we’re engaged in, there are shootings where we live, and we don’t know how the problem is going to be solved. We are afraid because we cannot see a

So, apparently the economy is in a “recession”. Now, I know enough about what is going on in the United States there to understand that it does not really affect me. In fact, it someways, is quite good for my personal situation. However, a lot of people seem to not understand what is going on,

My job allows me to see lots of different houses. I see old houses, overgrown with weeds, fallen trees, and the scrap metal from a couple of generations. I see freshly built duplexes, ancient apartments, and mansions that fill an entire city block. As I read meters, I always steal glances into the windows and