There’s a lot more to buying a home than simply signing the Agreement of Purchase and Sale. Not only will you need to put enough money aside for your deposit and down payment, you’ll also want to budget for your closing costs. Many homebuyers make the mistake of not putting enough money aside for these

Several months ago I wrote about the new partnership between Scotiabank and American Express, which resulted in Scotiabank launching a suite of three new credit cards. We worked out a partnership with Scotiabank for us to get a trial run with the Scotiabank American Express Card and I have to say, these new credit cards

Almost two months ago, Scotiabank made an announcement that was very exciting for those of us who are passionate about travel – they announced their partnership with American Express and launched three brand new credit cards. The new suite of credit cards are for the travel enthusiast in all of us. This was a great

Bank of Montreal (BMO) account holders are probably having a tough morning. I have come across several people in my office who have attempted to use their debit card, but have their debit card rejected. The message read on the payment machine is: “Cannot Access System Problems”. I contacted BMO and inquired about this problem

I recently had the chance of reading a story again, called the Mayonnaise Jar of Life, and it got me thinking on how this can be related to personal finance. Realistically, our spending can get our of hand at any age, especially when we are young. When we are young, we want to do everything,

Today is a big day for Canadian banks (in my opinion), Scotiabank has announced today that they have launched a new line of credit cards – the Scotiabank American Express Cards. This marks a new strategic card issuing alliance between Scotiabank and American Express. The new line-up of credit cards are designed for travel enthusiasts

Several months ago the Royal Bank of Canada (RBC) launched a Virtual Visa Debit. This product was designed to allow consumers pay for products online, over the phone or mail order purchases directly from their bank account. To me, this is an ideal product for someone who does not have a credit card. It is