With us in the first week of the new year, I have come to share a piece of advice that we should all try to follow. The advice I have for you is that when you create a financial plan, and hopefully you have done so, do not veer from it.
Now that does not go as far as to say not to be flexible, but do not allow yourself to get of track.
The only time this should happen is if you drastically change your goals.
Stick to you plan, and do your best to actually follow it throughout the year.
In the event you have not created a financial plan, then do not waste anymore time. It is impossible to stay on track if you do not know where you are going; therefore you must begin to access your long term and short term goals.
You might want to see an investment advisor, in which you can be advised and a plan can be recommended to you.
With your plan, be sure not to set unreasonable expectations, keep them realistic and if everything pans out well you will be able to get through them one by one throughout the year.